The amount of debt with these products remains the same throughout the term of mortgage, as you are repaying the interest charges.


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A lifetime mortgage is a type life of mortgage interest calculator equity release , a loan secured against your home that allows you to release tax-free cash without needing to move out.

An important thing to remember about interest-only mortgages is: Once the interest-only period ends, you begin paying both the interest and principal.


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We've outlined some of the advantages and disadvantages below of both types of equity release, but you should seek further advice.


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