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Use our free home equity loan interest rates 2023 release calculator to find out in less than a minute if you qualify and how much you could release.

A lifetime mortgage is similar to a conventional does equity release increase mortgage in that you are borrowing against the value of your home.

The equity release loan and interest incurred are repaid when the homeowner dies or moves into a facility for long-term care.


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However, because you will not be expected to repay this money, it will not be the same as being in debt in the traditional sense.


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