What will you do with it when the next great opportunity comes knocking - which often happens in the middle of the night while you're surfing Craigslist looking for apartments in Singapore or the Caribbean. First, you are going to have to find someone who will finance your loan, and once this is done you will then need to find the house you want to buy and make sure that it is structurally sound and reasonably priced.
Maybe if you finalize another payment you could start adding that to your savings.
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